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Your Home or Retirement Home?

As Baby Boomers are approaching retirement and beyond, planning for the future must be on the agenda at some point. In particular, where will you live for the final trimester of life?

Of course, there are others that would never consider any change required since they haven’t stopped long enough to realise that they are actually getting older!  For those that are still very much living active lives, then they may consider changing home not necessary. But as we age, the staircase becomes harder to climb, the big back yard has more pain then joy, the numerous spare rooms just become storage rooms and the whole home maintenance issue may become a burden that is stopping you from enjoying life to the fullest.facing retirement

There are two sides to this discussion – to stay or not to stay?  Staying in the familiar surroundings of the family home has many benefits and if you are active enough to manage staying put. Sometimes the strain of moving into another property is greater than the strain of staying put. As time goes on, you may invest in home support services, engage a house cleaner, a gardener and have nursing support visit to ensure you are still managing to enjoy quality of life. On the other hand, looking after a larger property may be just the very reason why you remain healthy enough to enjoy your life. Perhaps you still have lots of family, grandchildren and friends that want to come and stay. Maybe you have hobbies that require the larger property i.e. woodworking, gardening or keeping animals.

However, if you would rather pack up the family home and consider a retirement home/unit, then there are many considerations to take into account before you sell the home. It’s a big decision.  Here’s a quick check list to consider:

  1. Will it have close proximity to family?  A real advantage especially when a decline in health is inevitable.
  2. Social compatibility and comfortable in your surroundings.
  3. Access to transport either with a village commuter bus or can you take your own vehicle?
  4. What access to medical care is available?
  5. Parking facilities. Is there a problem parking for your car or guests?
  6. Is there any garage space or shed, particularly for men who may want to have a workbench.
  7. What activities are on offer?  Is your hobby catered for?
  8. Do some due diligence by chatting with residents and anyone who has associations with the retirement village.
  9. Look ahead. You or our partner may eventually need full-time care, so check if there is a nursing home nearby or one that is part of the village.

Look beyond the gloss and marketing of retirement village offerings as it is a really big decision for all the family. Are you really ready to make the big change?

With the plethoras of home support services now available, staying in the family home has become more and more viable. From the smallest task like grocery shopping or attending medical appointments to having medical support visit to ensure your well being, the option to remain in the family home is now easier than ever.

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